every27
Complete Platform Handbook
Your Salary, On Time, Every Time
Version 2.0 | June 2026
Eliminating late and erratic salary payments across Africa
Your Salary, On Time, Every Time
Version 2.0 | June 2026
Every27 is a modern payroll management platform designed specifically for African businesses. We ensure that employees receive their salaries on time, every time - specifically on the 27th of every month.
To eliminate late and erratic salary payments across Africa by providing a reliable, automated payroll solution that benefits both employers and employees.
"Your salary, on the 27th, every month - guaranteed."
Automated payroll processing, reduced administrative burden, and improved employee satisfaction.
Predictable payments, salary advance options, and complete financial transparency.
Building trust, improving productivity, and creating financial stability across the continent.
Millions of workers across Africa face a common challenge: unpredictable salary payments. This creates:
Employees cannot plan their finances effectively
Workers distracted by financial uncertainty
Damaged employer-employee relationships
Delayed payments ripple through families and communities
Request an invite, submit documentation, get approved, and complete your profile setup.
Create employee accounts with their details, set salaries, and they receive login credentials via email.
Add funds to your company wallet via XpressPayments or bank transfer. Funds are held securely until payday.
On the 27th, we automatically process payroll. Employees get paid and can withdraw to their bank accounts!
┌─────────────────────────────────────────────────────────┐
│ EVERY27 PLATFORM │
├─────────────────────────────────────────────────────────┤
│ │
│ ┌──────────────┐ ┌──────────────┐ │
│ │ COMPANY │ │ EMPLOYEE │ │
│ │ WALLET │ ──On the 27th──▶ │ WALLET │ │
│ │ │ Auto-Transfer │ │ │
│ └──────────────┘ └──────────────┘ │
│ ▲ │ │
│ │ ▼ │
│ Fund Wallet Withdraw to │
│ (XpressPayments Bank Account │
│ or Bank Transfer) (XpressPayments) │
│ │
└─────────────────────────────────────────────────────────┘
To join Every27, your company must:
Your dashboard provides:
Current funds available
Total active employees
Upcoming payment obligations
All wallet activities
| Field | Required | Notes |
|---|---|---|
| Full Name | Yes | As it appears on bank account |
| Yes | Used for login and notifications | |
| Phone Number | Yes | For verification and alerts |
| Monthly Salary | Yes | Gross monthly salary amount |
| Department | No | For organization purposes |
| Bank Details | No | Can be added by employee |
You can add various adjustments to employee payroll:
Add extra compensation for performance or special occasions
Apply deductions for loans, advances, or other reasons
Add transport, housing, or other allowances
Companies have full control over the salary advance feature:
Your personal dashboard shows:
Money available for withdrawal
Your monthly salary and breakdown
Current advance balance (if any)
Countdown to the 27th
Your Every27 wallet is where your salary is deposited. Think of it as your personal account within the platform.
| Component | Description |
|---|---|
| Base Salary | Your standard monthly salary |
| Bonuses | Additional payments from employer |
| Allowances | Transport, housing, etc. |
| Deductions | Any amounts deducted by employer |
| Advance Repayment | If you took a salary advance |
| Net Salary | Final amount credited to wallet |
| Feature | Details |
|---|---|
| Processing Time | Near-instant via XpressPayments |
| Minimum Amount | No minimum |
| Maximum Amount | Your available balance |
| Fees | Standard bank transfer fees apply |
Employees can clock in at the start of their workday and clock out when they're done — directly from the dashboard, with one click. Every event is timestamped and saved to a tamper-resistant log.
Clock in and out from the employee dashboard. No timesheets, no spreadsheets.
Each clock event optionally records GPS coordinates and accuracy — useful for field staff and remote/hybrid teams.
Employees can add a short note to any clock-in or clock-out (e.g. "client visit", "remote — internet down").
Every entry is kept — viewable per employee, with totals computed per day, week, and month.
Location capture is opt-in at the device level — employees see the system permission prompt the first time and can decline. Even with location declined, the clock-in still records (without coordinates), so attendance is never blocked.
A full leave-management system is included for every company — no add-ons, no separate HR tool.
Configure the leave types that match your policy. Common types include:
Each type has a configurable per-year entitlement and an optional colour tag for easy scanning.
Each employee sees their leave balance per type on their dashboard:
| Leave Type | Entitled | Used | Remaining |
|---|---|---|---|
| Annual | 20 days | 5 days | 15 days |
| Sick | 10 days | 1 day | 9 days |
| Casual | 5 days | 0 days | 5 days |
Run formal appraisal cycles — monthly, quarterly, half-yearly, or annually — with both employee self-assessment and manager assessment built in.
Pick what matters: teamwork, ownership, technical skill, customer focus — whatever fits your culture.
Star or numeric ratings, plus narrative comments for context.
Each side completes independently, then both views unlock for the calibration conversation.
Every past appraisal is kept on the employee's profile for the long view.
If a cycle is open, both employees and managers see a reminder card on their dashboard — so nothing falls through the cracks.
Every27 applies Nigerian PAYE (Pay-As-You-Earn) rules to each employee's salary automatically — using the statutory Consolidated Relief Allowance and the progressive tax bands.
The company controls whether tax is actually deducted on payroll via a single setting — Apply Tax to Payroll — in the admin tax page. Turning it on means tax is deducted every 27th; turning it off means no deduction.
When the switch is on, the tax line shows up consistently in:
One switch, one number, everywhere — no risk of the dashboard saying one thing and the payslip saying another.
Each employee profile has an optional Tax ID (TIN) field. Companies that file PAYE returns can store TINs centrally — useful for tax authority filings and remittance schedules.
Per-employee projected annual tax and current-month PAYE, side-by-side.
Apply to Payroll on/off — controls whether PAYE is actually deducted on the 27th.
Each deducted PAYE shows up as its own line in the company transaction log.
Every27 includes a light accounting module so you can track money flowing in and out of the business — not just payroll.
Log revenue, expenses, and one-off entries. Each entry has a category, amount, date, and notes.
Maintain a list of your customers with contact details — used for invoicing.
Create, send, and track invoices. Status auto-updates from draft → sent → partially paid → paid → overdue.
Smart, plain-English tips on cash flow, receivables, and unusual spend patterns — generated on demand.
Payroll doesn't sit in isolation — salaries are the largest line in most small businesses' cash flow. Keeping bookkeeping and payroll in the same place means you see the full picture: receivables coming in, salaries going out, and the runway in between.
Every27 believes in clear, straightforward pricing with no hidden fees.
Our pricing is based on staff size — the cost per employee reduces as your workforce grows.
| Staff Size | Price per Employee / Month |
|---|---|
| 1 – 10 employees | ₦1,500 |
| 11 – 30 employees | ₦1,300 |
| 31 – 100 employees | ₦1,100 |
| 101 – 250 employees | Custom pricing |
| 250+ employees | Enterprise pricing |
Company: ABC Limited
Active Employees: 20 (Tier: 11 – 30)
Monthly Salaries Total: ₦2,000,000
Access Fees: 20 × ₦1,300 = ₦26,000
Total Required in Wallet: ₦2,026,000
On the 27th:
1. Access Fees Deducted: ₦26,000
2. Salaries Paid: ₦2,000,000
Your access fee covers everything you need to run payroll end-to-end:
In addition, every business is assigned a dedicated account manager who helps with:
Salary Advance allows employees to access a portion of their earned salary before the official payday. It's a financial tool designed to help employees manage unexpected expenses.
| Requirement | Details |
|---|---|
| Employment Period | Must be on platform for at least 1 month |
| Company Approval | Company must have feature enabled |
| Individual Status | Not blocked by employer |
| Outstanding Balance | Current owing must allow new advance within limit |
75%
of monthly salary
✓
Allowed (within 75% total limit)
Employee Salary: ₦100,000
Maximum Advance: ₦75,000 (75%)
Scenario 1:
- Takes ₦30,000 advance
- Can still take up to ₦45,000 more
Scenario 2:
- Takes ₦75,000 advance
- Cannot take any more until repaid
A 7% transaction fee applies to all salary advances:
| Advance Amount | Fee (7%) | Total Repayment |
|---|---|---|
| ₦10,000 | ₦700 | ₦10,700 |
| ₦25,000 | ₦1,750 | ₦26,750 |
| ₦50,000 | ₦3,500 | ₦53,500 |
| ₦75,000 | ₦5,250 | ₦80,250 |
Employee: John Doe
Salary: ₦100,000
Advance Taken: ₦50,000
Transaction Fee: ₦3,500
Total Owing: ₦53,500
On the 27th:
- Gross Salary: ₦100,000
- Less Advance Repayment: ₦53,500
- Net Credited to Wallet: ₦46,500
We chose the 27th because:
Every 27th of the month, our system automatically:
| Scenario | What Happens |
|---|---|
| Wallet has sufficient funds | Full payroll processed |
| Wallet insufficient for salaries | Access fees deducted, salaries skipped |
| 27th falls on weekend/holiday | Processing still happens on the 27th |
On payday, all parties receive email notifications:
Company Action Required: Fund wallet immediately and contact Every27 support for manual processing.
Every27 takes security seriously. We implement:
A: Every27 is a payroll management platform that ensures employees receive their salaries on the 27th of every month, solving the problem of late and erratic payments.
A: Because we process and pay salaries every 27th of the month, without fail.
A: Currently, we operate only in Nigeria. We plan to expand to other African countries soon.
A: Visit www.every27.com, click "Request Access," and submit your company details. Our team will review and approve your application.
A: You'll need your CAC Certificate or Business Registration document.
A: Typically 1-3 business days after submitting all required documents.
A: Access fees will be deducted, but salaries won't be processed. You'll need to fund your wallet and contact support.
A: You don't create one directly. Your employer adds you to the platform, and you receive login credentials via email.
A: On the 27th of every month.
A: Yes, if you've been on the platform for at least 1 month and your company has enabled the feature.
A: Up to 75% of your monthly salary.
A: Yes, a 7% transaction fee is added to your repayment amount.
A: Yes. We use bank-grade security measures and your funds are held securely until disbursement.
A: Two-Factor Authentication. After entering your password, you'll receive a code via email to verify it's really you.
We're here to help you succeed with Every27.
Email: hello@every27.com
Response Time: Within 24 hours
Email: support@every27.com
For: Account issues, help with platform features
Email: business@every27.com
For: Partnerships, enterprise solutions
Email: tech@every27.com
For: Integration support, API access, technical issues
Email: legal@every27.com
For: Contracts, compliance, legal inquiries
Email: security@every27.com
For: Report security vulnerabilities or fraud
Every27 Limited
[Office Address]
Lagos, Nigeria
| Monday - Friday | 8:00 AM - 6:00 PM (WAT) |
| Saturday | 9:00 AM - 2:00 PM (WAT) |
| Sunday | Closed |